Monetr

Best Self Hosted Alternatives to Monetr

A curated collection of the 1 best self hosted alternatives to Monetr.

Monetr is a personal finance and budgeting web app that connects to banks (via Plaid) to import transactions, categorize spending, track recurring expenses, create budgets, and forecast balances. It is mobile-friendly, open-source, and offers an optional self-hosting option.

Alternatives List

#1
Wallos

Wallos

Wallos is a self-hostable web app for tracking recurring subscriptions, multi-currency expenses, notifications and simple analytics for household finances.

Wallos screenshot

Wallos is an open-source, self-hostable web application for managing recurring subscriptions and household finances. It provides a responsive web UI, multi-currency support and notifications to help users track and visualize their recurring expenses.

Key Features

  • Track recurring subscriptions, next payment dates and yearly totals.
  • Category management with customizable categories and sorting options.
  • Multi-currency support with exchange rate conversion (Fixer integration).
  • Notifications through multiple channels (email, Discord, Pushover, Telegram, Gotify, webhooks).
  • Mobile-responsive UI with statistics and graphs for spending insights.
  • Logo search to automatically fetch service logos and a PWA-friendly manifest/service worker.
  • OIDC/OAuth support for single sign-on providers.
  • Optional AI-driven recommendations using ChatGPT, Gemini or a local Ollama instance.

Use Cases

  • Personal or household budgeting and tracking of subscription services.
  • Small group or family shared tracking of recurring payments and member management.
  • Self-hosted alternative for users wanting privacy and control over subscription data.

Limitations and Considerations

  • Requires PHP 8.3 with specific extensions (curl, dom, gd, imagick, intl, openssl, sqlite3, zip, mbstring, fpm) and an HTTP server (NGINX or Apache).
  • Default repo uses SQLite which is convenient for single-server deployments but may limit scalability for very large multi-user installations.
  • AI recommendations and currency conversion require external API keys or services; using hosted AI or conversion APIs may expose some metadata to those providers.
  • Demo environment resets its database periodically (the public demo is reset every two hours), so it is not suitable for long-term data testing.

Wallos is a compact, privacy-oriented option for anyone who wants a self-hosted subscription tracker with built-in notifications and optional AI recommendations. It is suited to home users and small groups who prefer to run their own instance and control their financial data.

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Why choose an open source alternative?

  • Data ownership: Keep your data on your own servers
  • No vendor lock-in: Freedom to switch or modify at any time
  • Cost savings: Reduce or eliminate subscription fees
  • Transparency: Audit the code and know exactly what's running