monetr

monetr is a budgeting application designed to help people plan for recurring expenses and understand how much money is truly available after setting funds aside for bills. It emphasizes cash-flow clarity by showing what is “left over” and provides forecasting to help you see how your finances will evolve over time.

Key Features

• Budget planning centered around recurring expenses on flexible intervals (not limited to monthly budgeting)
• “Leftover” view to clearly show available money after allocating funds to budgets
• Financial forecasting based on budgets and expected transactions
• Automated bank balance and transaction syncing via Plaid (optional)
• Mobile-friendly interface with support for an installable web app experience
• Source-visible project with a self-hosting-first approach

Use Cases

• Personal budgeting to ensure recurring bills are covered while tracking discretionary spending
• Cash-flow forecasting to anticipate low-balance periods and plan savings goals
• Expense tracking with reduced manual entry when using Plaid for transaction updates

Limitations and Considerations

• Bank synchronization relies on Plaid credentials and supported institutions

monetr is well-suited for users who want budgeting that aligns with real recurring obligations and a clear view of spendable money. Its forecasting and optional automated bank updates make it useful for ongoing financial planning without relying solely on manual transaction management.