Local-first personal finance app for envelope budgeting, transaction tracking, reporting, and optional end-to-end encrypted multi-device sync.
28.4k stars2.9k forksMITlast commit Actively maintained
20 self-hosted YNAB (You Need A Budget) alternatives
Subscription-based personal budgeting app that implements the YNAB budgeting method to help users plan spending, track and reconcile transactions, set savings goals, and manage cash flow across web and mobile platforms with bank syncing and reporting.
Alternatives to YNAB (You Need A Budget)
Actual Budget is a local-first personal finance app with envelope budgeting, reporting, multi-device sync, and optional end-to-end encryption.
28.4k stars2.9k forksMITlast commit Actively maintained
Open-source, self-hosted personal finance manager for tracking expenses, budgets, and reports with a REST API.
24.4k stars2.3k forksAGPL-3.0last commit Actively maintained
#4
Wallos is a self-hostable web app for tracking recurring subscriptions, multi-currency expenses, notifications and simple analytics for household finances.
8.4k stars419 forksGPL-3.0last commit Actively maintained
Open-source, self-hosted personal bookkeeping app with AI-powered features.
5.5k stars659 forksMITlast commit Actively maintained
#6
Fava is a web interface for Beancount that helps you view, analyze, and manage plain-text double-entry accounting with reports, charts, and queries.
2.6k stars401 forksMITlast commit Actively maintained
OpenBudgeteer is a self-hosted bucket budgeting web app inspired by YNAB, helping you plan, track transactions, and monitor spending with reports.
971 stars63 forksAGPL-3.0last commit Slowing down
#8
Self-hosted, principles-first finance tracker for income, expenses, accounts, and investments with multi-currency support, automation-ready API, and DCA tracking.
897 stars42 forksAGPL-3.0last commit Actively maintained
Open-source personal finance app to track spending, manage accounts and assets, build monthly budgets, and monitor trends and financial goals with optional bank syncing.
877 stars61 forksAGPL-3.0last commit Actively maintained
#10
monetr is a budgeting app focused on recurring expenses, “leftover” spending, and cash-flow forecasting, with optional bank sync via Plaid.
679 stars49 forkslast commit Actively maintained
#11
Open-source, self-hosted personal finance manager with Docker installation, PHP backend, multi-user support, budgets, categories and Excel/JSON import.
643 stars27 forksMITlast commit Actively maintained
#12
A minimalist, privacy-focused budgeting PWA for tracking multi-year budgets with import/export, sankey dashboard, themes, localization, and user management.
554 stars45 forksMITlast commit Actively maintained
Self-hosted web application to record family transactions, compute internal debts, and reconcile cash flow with category-based statistics and user management.
363 stars8 forkslast commit Actively maintained
#14
Open-source personal finance manager to track bank transactions, balances and spending with tagging and Woob-based bank import via a web UI.
339 stars38 forksAGPL-3.0last commit Actively maintained
Self-hosted personal finance platform for tracking expenses, budgets, investments, multi-currency accounts, and collaborative bill-splitting. Supports CSV import, OIDC, and Docker deployments.
326 stars20 forksAGPL-3.0last commit Slowing down
#16
Open-source React + TypeScript web frontend for personal finance: budgets, transactions, accounts, forecasting and basic investment tracking with CSV import and multilingual UI.
304 stars46 forksGPL-3.0last commit Actively maintained
#17
SparkyBudget is a Flask-based open-source personal finance app to track accounts, manage budgets, and analyze spending with a dark-themed web interface and Docker deployment.
117 stars7 forkslast commit Actively maintained
#18
Self-hosted household budget manager with web UI and REST API, Docker-ready and using MariaDB for storage. Track expenses, share budgets, and generate monthly reports.
111 stars1 forksGPL-3.0last commit Likely dormant
#19
YAFFA is a free, self-hosted personal finance web app (PHP + Laravel) for tracking accounts, transactions, budgets and long-term financial planning.
108 stars10 forksMITlast commit Actively maintained
#20
Richy is a self-hosted personal finance tracker to record income and expenses, categorize transactions, and monitor budgets over time.
Activity unknown
What replacing YNAB (You Need A Budget) actually involves
Every option on this page is open source and free to run on your own hardware, so you own the data and there is no subscription to cancel. 16 of 20 shipped a commit in the last six months. Licences in this list: MIT, AGPL-3.0, GPL-3.0. In exchange you take on hosting, backups and updates yourself.
Browse everything in Finance & Accounting.
