YAFFA

YAFFA is a self-hosted, open-source personal finance web application designed to help users track accounts, transactions, budgets and investments with a focus on long-term planning and forecasting. It is implemented in PHP using the Laravel framework and provides a desktop-optimized responsive UI for managing finances locally without cloud data sharing.

Key Features

• Multi-currency support with daily exchange-rate updates and a configurable default currency.
• Account and account-group management, unlimited accounts for cash, cards and investment tracking.
• Transaction recording with category splitting, assisted entry (suggestions) and scheduled/recurring transactions for forecasting.
• Investment tracking with automatic price retrieval for gain/loss calculations (requires external API keys as configured).
• Optional AI-based receipt processing from email (requires OpenAI API key) to generate draft transactions automatically.
• Docker-based deployment and provided compose examples for quick local or VPS installs; includes a sandbox/demo environment for trialing the app.

Use Cases

• Individuals who want a privacy-first finance manager to track spending, budgets and long-term forecasts on a self-hosted instance.
• Users who want to combine manual transaction entry with automated scheduled transactions and investment tracking for portfolio overviews.
• Technical users or small households who prefer running a locally hosted web app (Docker/VPS) rather than a cloud-based budgeting service.

Limitations and Considerations

• No built-in automatic bank transaction import; the project intentionally favors manual or scheduled entry over direct bank downloads.
• No official native mobile app; the interface is responsive but primarily optimized for desktop browsers.
• Some import/export features (QIF/CSV) and multi-user/family support are noted as experimental or planned rather than complete.

YAFFA provides a practical, privacy-focused option for self-hosting personal finance management with a Laravel backend, Docker deployment support and optional AI-assisted receipt processing. It is suitable for users comfortable with managing their own server environment who prioritize data control and long-term financial planning.